Affordable Care Options for People Without Insurance

We know that traditional health insurance isn’t the right fit for everyone. For some, it’s a philosophical choice. For others, it’s simply unaffordable. At RiverRock Clinic, we provide quality healthcare that won’t break the bank, no matter your insurance situation.

Direct Primary Care Memberships

With our membership model, we can typically take care of about 90% of your health needs—everything from routine check-ups to chronic disease management and minor procedures. You pay a simple monthly fee, and you can use an HSA whether you have insurance or not. This means you get personalized, comprehensive care without navigating the hassle of traditional insurance.

Health Shares for Catastrophic Care
For major medical events—like hospital stays, MRIs, or cancer treatment—many people pair a Direct Primary Care membership with a Health Share. Health Shares are an alternative to traditional insurance, with options that are Christian-based or religion-free. They’re usually much cheaper than traditional insurance premiums and work well as a backup for catastrophic costs. https://hsaforamerica.com/ is one Health Share broker that can help you compare Health Shares for free. Some Health Shares will also give you a discount if you have a Direct Primary Care Membership.

Affordable Labs, Imaging, and Medications

We help you save on more than just visits. For lab work, we often use non-traditional labs such as Rupa or Access Medical, which can be a fraction of the cost of typical labs. For imaging—like X-rays, ultrasounds, or MRIs—we refer patients to local providers such as Providence Imaging and Open MRI, who offer patient-pay prices much lower than large hospital systems. We also work with you to make medications more affordable, helping you compare multiple pharmacies, prescription assistance programs, use coupons, or access wholesale options whenever possible.

RiverRock Clinic offers affordable, high-quality healthcare for people with or without insurance, covering most health needs and helping save on labs, imaging, and medications.

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Who we send Asheville people to that can’t afford health insurance but want some sort of coverage for medical disasters.